Case Study: 1099 Business Owner

Published: 8/1/2025

We saved a client $571 a month

𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻𝗲𝗱....

One of the most underserved groups is the 1099 business owner.

This business owner was on the state exchange (ACA/Obamacare).

He was making too much money and received no subsidy money.

He was paying over $1,500 a month for the family.

They are healthy, with only minor medication prescriptions for mental health.

✅ 𝗪𝗵𝗮𝘁 𝗪𝗲 𝗗𝗶𝗱

Moved them to an RBP co-pay plan.

It has limits in coverage but is sufficient for their personal needs and risk tolerance.

The plan is underwritten, but being healthy means your options open up.

Rates came down to $929 a month for the family.

We will review each year to ensure this is still the best fit.