Case Study: Marketing Agency in TX - 7 Employees

Published: 7/31/2025

Marketing Agency in TX - 7 Employees

Here's what happened...

This is one of my beta test companies for our new solution.

They came in fully insured through BCBS TX.

⛔ Looking for help after a 17% increase.

Brought their EO cost to $598

We ran them through multiple level-funded options.

Rates either came back too high

or

They couldn't afford the contribution minimums.

We found a couple of options, but they fell through right at the finish line when Cigna adjusted its policies to reflect a 10-employee minimum for their network.

Back to the drawing board.

We were able to get them on our flex benefits solution.

✅ Lowered the EO to $445.

✅ We kept the employer contribution flat (looking to lower next year due to budget constraints)

✅ And this still allowed them to bring on a great solution that uses a 3-tiered system with health advocacy, with the ability for $0 out-of-pocket costs to employees.

This was a win!

Lowered rates by 26%

Total PEPY savings for the company = $12,852 annually